Financing a funeral

The cost of a funeral is unfortunately not something that everyone prepares for, and can be quite distressing for the person trying to organise it. Once a bank is informed of someone’s death, the only thing can be paid out of their account is the cost of a funeral.

You can request a basic funeral from your local funeral director, including a direct cremation option which may help to keep costs as low as possible. All of these options are carried out with the most dignity and respect to the deceased, however extra services such as funeral cars, flowers etc would not be included.

We appreciate that you may not be aware of the person’s finances and may have never discussed money with them before. It is important that as early as possible, you can identify if a funeral cost can be covered and if you are in doubt you notify the bereavement officer. In certain circumstances, there is a grant that can help with the cost of a funeral, further information can be found here: www.gov.uk/funeral-payments.

Our bereavement team are available to discuss your circumstances and support you at this difficult time.